Just say no!

TODAY’S PROVERB: A man lacking judgment shakes hands on a deal and puts up financial security for his neighbor. Proverbs 17:18, TLV

What’s wrong with helping out a friend or family member in need? Why not do a good deed? Help them buy a vehicle? Help them get into a better apartment? What could be wrong with that? A lot, actually.

As we develop our discernment muscles, we’ll learn there are many reasons co-signing on a loan only has a tiny window of viability. My husband and I had to learn this the hard way. In fact, we’ve had several hard, expensive lessons.

We’ve learned that if a grown adult with a family cannot sign for their own loan or lease, there’s something out of order.

Many of us have fallen on hard times at some point. Having the help of family or friends can be just the thing we need to get our head above the fray. When we’re in that situation we wouldn’t make major purchases and expect others to help us financially. We would tighten our belts, stop spending, and do the best we can to ride it through, right?

Hubby and I have learned that if we want to help out someone, we must be willing and able to assume the loss. Because, if the person is unable to pay, it will fall on our shoulders. And, as I mentioned above, more times than not we never see the repayment.

There are certain causes and effects in our Heavenly Father’s world. The more we learn and live His word, the better we know how it all works. And those are valuable lessons.

May we operate in wise judgment, my friends.

Proverbs 17:18 Tree of Life Version – TLV, #tlvbible, #tlvproverbs